About Infinity Investor GROUP, LLC.
Our Mission
At Infinity Investor Group LLC., our mission is to empower clients with customized investment solutions. We strive to build long-term relationships based on trust, integrity, and exceptional service.
DSCR
Infinity Investor Group LLC. offers DSCR (Debt Service Coverage Ratio) Loans, specifically designed for real estate investors. These loans are based on the income-generating potential of the property, making them ideal for rental properties and investments where traditional income verification might not be necessary.
Key Features:
- Loan Amounts: $100,000 to $3,000,000
- Maximum Loan to Value (LTV): Up to 80% for DSCR >= 1.00, with variations based on loan amount and credit score
- Minimum DSCR: 1.1, with special conditions for lower DSCRs
- FICO Score: Minimum 620 required, with higher LTVs available for higher credit scores
- Term Length: Options include 30-year fixed, 40-year interest only amortization and interest-only terms
Why Choose DSCR Loans?
- Rental Income-Based Qualification: Approval is based on the property's income rather than the borrower's personal income, making it easier for investors to qualify.
- Flexible Terms: Choose from a variety of loan terms and interest-only options to suit your investment strategy.
- High Loan Amounts: Borrow up to $3,000,000 with competitive LTVs based on your DSCR and credit profile.
Who Can Benefit?
Real Estate Investors: Seeking to finance or refinance income-generating rental properties.
Portfolio Managers: Managing multiple rental properties who need scalable financing options.
Investors with Complex Financials: Benefit from a qualification process that focuses on property income rather than personal income documentation.
Eligibility Requirements:
Property Types: Single-family homes, 4-6 unit properties, condos (both warrantable and non-warrantable), and mixed-use properties.
Minimum DSCR: 1.1, with different LTV limits based on DSCR levels and property types.
Credit Requirements: Higher LTVs available for borrowers with stronger credit profiles (e.g., 740+ FICO).
Purchase Requirements: contract, appraisal, and title
Refinance Requirements: appraisal and title
How it Works
Apply Online: Start with a quick and easy online application.
Get Approved: Approval is based on the property’s income and DSCR.
Receive Funds: Use the funds for purchase, refinance, or expanding your real estate portfolio.
Grow Your Investment: Leverage the property's income potential to secure favorable financing terms.